Introduce The Longevity Benefit. Go live in under a week. Supplements existing plans without replacing them. Built to cover the years most other benefits ignore.
Most retirement plans were designed for accumulation, not for a 25-year retirement. When employees reach their 80s, traditional accounts run thin. That cost falls to families, and often back to employers who face workers who can't afford to retire.
The Savvly Longevity Benefit can fill that gap structurally, at a cost that makes sense as an employer benefit.
Works alongside your existing 401(k) and benefits stack. No replacement, no disruption, just a new layer that covers what nothing else does.
Sign an agreement, configure contribution levels, connect to payroll. Our team handles everything. Live in under a week. Works with ADP, Rippling, Gusto, and more.
Employees choose their contribution level, as little as $10/month. Payroll-deducted automatically. No health screening required.
Employees receive structured cash at each milestone, when traditional savings may run be running low. You gave them something that can last their whole life.
A hypothetical story about David, one of your employees, and what a Longevity Benefit may mean for his life.
He maxes out his 401(k) when he can and worries about retirement like everyone else. He's never had a benefit that covers what happens after 80. That changes today.
$50/month. Payroll-deducted. No health screening, no new account to manage. His contributions join a pooled S&P 500 index fund held in custody at U.S. Bank, using low-cost S&P 500 ETFs managed by Vanguard and Fidelity. Same market returns. A new layer on top.
When other investors leave the fund early, their uncollected growth is reallocated to remaining investors. David doesn't have to do anything. He just has to stay. The longer he does, the more that reallocation may compound in his favor: a second engine running alongside market growth.
His kids need help with college. There are weddings to celebrate, trips to take, parents to care for. Healthcare costs creep up. Life doesn't get cheaper, and his 401(k) and savings have to stretch across all of it. The Savvly Longevity Benefit doesn't touch any of that. It runs quietly in the background, building a separate layer of potential security for the years when everything else may be running thin.
David's 401(k) has been drawing down for fifteen years. Social Security covers the basics. But the costs that nobody plans for, ongoing healthcare, housing adjustments, the support his own family may need from him, those are real. This is when his Longevity Benefit pays out, in structured installments that are timed to arrive when they may be needed most.
An innovative benefit can help you stand out. It gives your recruiter a conversation no one else can have.
No health screening. Built by a team led by a former SEC official to be employer-friendly from day one.
Adds the one layer every benefits package is missing. Runs alongside 401(k), HSA, life insurance without conflict.
Book a 30-minute call. We'll walk you through the benefit, the implementation, and what your employees will experience.