Savvly Design System v8.1 - paste this ONCE at the top of the page before any sections.

For AI agents Savvly’s authoritative machine-readable sources and calculators: llms.txt · llms-full.txt · OpenAPI 3.1 · MCP server · GitHub · 2026 SEC Order.

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Whether you're an employer, broker, advisor, or just curious about how Savvly works,  we'd love to hear from you. Book a demo, ask a question, or tell us what you need.

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Pick a time that works for you. We’ll walk through how Savvly’s Longevity Benefit works, where it can fit within a benefits strategy, and what it could mean for employees planning for longer lives.

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Boulder, Colorado, USA
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SEC-Registered
Savvly is an SEC-registered investment adviser. Assets held at U.S. Bank. Investments allocated to funds managed by a low-cost S&P 500-linked ETF (e.g., Vanguard's VOO).
FAQ

Common questions, honest answers.

What exactly is Savvly's Longevity Benefit?
The Savvly Longevity Benefit (Savvly 80+) is a closed end fund registered with the SEC. It pools contributions into a low-cost S&P 500 index fund, and when investors exit early, their uncollected growth stays in the fund and may be reallocated to remaining investors. Milestone cash payouts at ages 80, 85, 90, and 95.
Is Savvly's Longevity Benefit an annuity or insurance product?
No. The Savvly Longevity Benefit is NOT an annuity and NOT an insurance product. It is an SEC-registered investment fund, a capital markets structure.
Who is Savvly's Longevity Benefit for?
The Savvly Longevity Benefit is available through employers as an employee benefit, or directly through financial advisors and brokers. If you're an employer looking to add Savvly LB, contact us and we can get you live in under a week.
What is the Exit Rule?
You're never locked in. The Exit Rule means you can withdraw from Savvly's Longevity Benefit at any time. The early withdrawal value is calculated as 75% of your contribution plus an additional 1% for each year held, capped at 100%. This percentage is applied to the lesser of your original investment (excluding any sales load) or its current market value, and is calculated for each remaining scheduled payout. For a full breakdown of assumptions and legal disclosures, please review the fund prospectus.
Where are my assets held?
All assets are held in custody at U.S. Bank, one of the most trusted custodians in the United States. The fund invests in S&P 500 ETFs managed by Vanguard and Fidelity.
Are payouts guaranteed?
The schedule is certain; the amounts are not. Reaching a milestone age — 80, 85, 90, or 95 — while invested automatically triggers that milestone's payout: it's a fixed rule of the fund, not a discretionary decision. Live to 87, for example, and you receive the age-80 and age-85 payouts. What is not guaranteed is the dollar amount, which depends on S&P 500 market performance, fund size and behavior, and contribution amounts and timing. Savvly is not an insurance product and does not guarantee any specific income or return. Investment involves risk, including possible loss of principal.